ShaafiPay gives approved merchants a secure, developer-friendly API to accept payments, issue virtual cards, and sell VTU services — backed by fraud protection and real-time webhooks.
Ranked in the order we're rolling them out — starting with the core of what we do.
Accept cards, bank transfer, USSD, and mobile wallet payments through one REST API.
Let your customers buy airtime, data, cable TV, and electricity — powered through our Paga partnership.
Issue Naira or Dollar virtual cards for your users, fully manageable through the API.
Need a build, not just a backend? Our in-house dev team can design and ship your platform too.
ShaafiPay only onboards legitimate, verifiable businesses. Here's what that means in practice.
Built for developers, trusted by merchants.
A well-documented REST API with SDK examples and production-ready endpoints.
Get notified instantly on payment initiated, successful, failed, reversed, and refund events.
Transaction monitoring, fraud detection, and risk analysis built into every payment.
Track transaction history, analytics, settlement reports, and disputes in one place.
Cards, bank transfer, USSD, mobile wallets, and more local payment methods.
Transparent processing with no hidden delays — payouts you can plan around.
Submit your business info, website, category, and verification documents.
We check legitimacy, compliance, and platform eligibility.
Approved merchants get API credentials, docs, SDKs, and sandbox access.
Start accepting real customer payments through your integration.
Apply for a merchant account and our team will review your application.