About ShaafiPay

Payment infrastructure built for businesses that play by the rules.

We're building the payment layer legitimate African businesses can rely on — secure, developer-friendly, and reviewed one merchant at a time.

Our story

ShaafiPay is a payment gateway product owned and operated by Shaafis Enterprise. We started with a simple observation: too many payment platforms optimize for volume over trust. We wanted to build the opposite — a gateway where every merchant is reviewed, every business is legitimate, and every transaction is protected.

Today we're focused on four things: a payment gateway merchants can integrate in a day, VTU services for airtime and bill payments, virtual card issuance in Naira and Dollars, and — because we're developers too — website and app development for businesses that need more than an API.

We're currently in our early access phase. Our dashboard and bank integrations are actively being built, and approved merchants will be first to know when we go live.

What we do

Four services, one merchant relationship.

01

Payment Gateway

Cards, bank transfer, USSD, and mobile wallets through one API.

02

VTU Services

Airtime, data, cable TV, and electricity via our Paga partnership.

03

Virtual Cards

Naira and Dollar virtual cards, issued and managed via API.

04

Dev Services

Website and app development for businesses that need a build partner.

What we care about

Security first

PCI DSS-aligned practices, encryption, and fraud monitoring on every transaction.

Merchant legitimacy

Every application is reviewed by hand before a business gets API access.

Developer respect

Clear docs, sane defaults, and a sandbox that behaves like production.

Honest communication

We tell merchants exactly where we are — including when we're not live yet.

Questions before you apply?

Reach out and our team will get back to you.